How do I qualify for a mobile home mortgage through this website?
If you have solid credit and are in good financial standing, and are in a state that we serve, we’ll pass along your information to a company that can help you get a mobile home mortgage. The best way to find out if you pre-qualify is to fill out the form on our homepage. It’ll stop you if you don’t qualify.
What states do you work with?
We work with customers in every state except: MA, ME, MI, RI, VT, NH, CT, NJ, AK, and HI.
Do you provide the mortgages yourself?
When you finish the form, we’ll send your information to a third-party mortgage provider, which will get in touch with you by phone.
Why should I use your website?
It’s quick and easy to fill out our form to find out if you pre-qualify for a mobile home loan, and you don’t have to pick up the phone.
How old can the home be?
The mobile home must be 1976 or newer for double wides, 1996 or newer for single wide.
What if I’ve had a repossession?
We can only accept applicants who have had NO repossessions in the last 7 years.
What if I’ve filed for bankruptcy?
We can only accept an application if bankruptcy was discharged over 5 years ago.
What if I’ve been late on other loans or credit cards?
We can only accept applicants who have not been more than 30 days late on any loan or credit card bills in the last 2 years
If I am refinancing can I get extra cash out to pay other bills?
Unfortunately we cannot do cash-out refinancing at this time. The loan my only be for home itself and closing costs.
What is the minimum loan I can get for refinancing my home?
The minimum loan amount is $25,000 for refinancing.